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You then ought to repay The cash you might have accessed underneath policies intended to restore your 401(k) intend to approximately its first state as if the transaction experienced not happened.
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Residence purchase exception: If you use the loan to get your Main household, your program may perhaps permit an extended repayment phrase.
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Fidelity does not offer lawful or tax suggestions. The knowledge herein is common and academic in nature and should not be thought of legal or tax advice. Tax guidelines and polices are advanced and subject to alter, which often can materially effect expense success. Fidelity are not able to guarantee that the knowledge herein is exact, comprehensive, or well timed.
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This details is meant for being educational and isn't tailored for the financial investment desires of any particular Trader.
you’re referring to the entire process of getting a loan from a employer-sponsored retirement system. As of 2025, up-to-date federal regulations give very clear parameters and reminders for U.S. workers taking into consideration this feature.
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To be able to alter your password, we have to confirm your identity. We will send an authorization code to the e-mail handle on file.